SVS Europe Privacy Policy
This policy was lasted updated on May 6, 2024.
At Stored Value Solutions International B.V. (Netherlands), through our affiliates Stored Value Solutions GmbH, Stored Value Solutions UK Limited, and Stored Value Solutions France SAS (collectively, “SVS”, “we”, “our” or “us”), we respect your privacy. We have implemented this privacy policy to outline how SVS uses personal data relating to its customers, prospective customers, web users and other individuals who interact with us. Please note that this privacy policy does not apply to any information you provide to us for the purchase of a gift card on one of our websites. The privacy policy applicable to the purchase of gift cards is contained on the website where the gift cards are purchased.
If you are applying for a role at one of our companies, then please see our dedicated job applicant privacy policy instead.
SVS considers your privacy to be important. We are committed to protecting the privacy of the information you provide to us, including your personal data. This policy describes the types of personal data we collect, how we use that data, with whom we share it, the choices you can make about our use of such data, your privacy rights and how the law protects you. We also describe the measures we take to protect the security of your personal data and how you can contact us about our privacy practices.
Who we are
To understand who your data controller is please see the section entitled “How to reach us”.
We have appointed a representative who is responsible for overseeing questions in relation to our privacy policy and how we handle your personal data. Details about how to contact this representative can be found in the “How to reach us” section of this privacy policy.
Information we collect
You may choose to provide personal data to us in connection with a relationship or potential relationship with us for gift card processing or related services or we may collect it via other means. The data we collect about you may include:
- Contact information
- Login details
- Financial information
- Know your client information.
- Content you provide to us
- Technical information about your device and website usage
- Transaction history
- Information about your characteristics and preferences
To find out more please click here.
How we collect your information
We use different methods to collect data from and about you, depending upon the nature of our relationship. This may include through direct interactions we have with you, through the use of automated technologies (e.g. cookies) and from third parties or publicly available sources.
To find out more please click here.
How we use your data
Depending on the nature of our relationship with you, we may use your data to:
- Respond to your request for more information.
- Process an application for an account you apply for.
- Provide the services our customers have signed up for.
- Process your transactions.
- Administer your online account.
- Protect ourselves against fraud and money laundering, verify your identity and to detect, investigate and prevent crime.
- Provide you with information about our products and services.
- Allow you to participate in interactive features e.g. via the website such as via our live chat function, if applicable.
- Operate, evaluate and improve our business.
- Perform analysis (including anonymisation) of your data.
- Comply with our legal obligations, applicable industry standards and our policies.
- Administer the contracts we have with our customers, including to update contracts and to correspond with our customers about our services and the contracts.
- Other ways which we notify you of at the time of its collection or use.
To find out more please click here.
Data we share and receive
We do not sell or otherwise disclose your data, except as described in this privacy policy. We may share your data with the following parties:
- Other members of the SVS group, including Corpay, Inc., Comdata Inc., Stored Value Solutions GmbH, Stored Value Solutions UK Limited, Stored Value Solutions France SAS, Stored Value Solutions Hong Kong Limited, Shanghai Stored Value Solutions Information Technology Co., Ltd, Stored Value Solutions Canada Ltd., and Buyatab Online Inc. (“SVS Group”).
- Providers of transaction services, such as payment processors and other suppliers to assist with the transactions and administration of the services.
- Providers of fulfilment services, customer support services, and eCommerce services.
- Marketing and data analytics companies.
- Our commercial partners who sell similar or related products and services.
- Partners who provide features on our websites.
- IT suppliers.
- Risk and fraud prevention agencies and monitoring providers.
- Our insurers and professional advisers.
- Regulators and other government agencies including, but not limited to, public authorities, regulators, the police and other law enforcement agencies.
- Any company to whom we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets, along with its professional advisers.
We do not authorise any third parties that we share data with to use or disclose your data except as necessary to perform certain services on our behalf, or to comply with legal requirements. We require these third parties, through our contractual arrangements with them, to appropriately safeguard the privacy and security of the data they process on our behalf.
We may also receive data about you from the following third parties:
- Social media platforms.
- Your employer.
- Our commercial partners.
- Public databases.
- Regulators and other government agencies.
If you would like to receive a full list of our suppliers and other third parties who we share your data with or receive your data from then you can get in touch with us using the details provided in the section “How to reach us?”.
Where your data may be sent
As with any multinational organisation, we are often required to transfer data internationally. Accordingly, your personal data may be transferred globally (if your data is collected within the European Union, this means that your data may be transferred outside of it).
This includes transfers that have been identified in the previous section “Who do we share your data with and for what purposes”.
To find out more please click here.
How we keep your information secure
SVS will take appropriate technical and organisational security measures to secure your personal data and to protect it from loss, misuse or alteration. Personal data that we hold about you is stored on our secure servers or those of our appointed suppliers. Our web pages that collect your data are secured with Secured Socket Layers (SSLs).
Where we have given you (or where you have chosen) a password which enables you to access certain services we provide, you are responsible for keeping this password confidential. We ask you not to share this password with anyone.
SVS maintains an information security program that is designed to:
- Secure and maintain confidentiality of your personal data.
- Protect against anticipated threats or hazards to security or integrity of your data.
- Protect against unauthorised access to or use of your data that could result in substantial harm or inconvenience to you or your entity if compromised.
- Comply with applicable laws.
How long we may keep your data
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
Details of retention periods for different aspects of your personal data can be requested by contacting us at GDPR@storedvalue.com.
In some circumstances you can ask us to delete your data, please see “Your Rights and Choices”.
In some circumstances we may anonymise your personal data (so that it can no longer be associated with or be used to identity you) for research or statistical purposes in which case we may use such data indefinitely without further notice to you.
Children’s privacy
SVS’ websites are not intended for use by children, especially those under the age of 18. No one under the age of 18 should provide any personal data or participate in any forums, chats, or online discussions. Minors under the age of 18 are prohibited from applying for emails, newsletters and/or products or services, on our websites. If we identify that we have received any such personal data we will delete it.
Your rights and choices
You may have some or all of the following rights in respect of personal data about you that we hold:
- Request us to give you access to it.
- Request us to rectify it, update it, or erase it.
- Request us to restrict our using it, in certain circumstances.
- Object to our using it, in certain circumstances.
- Where legally possible, withdraw your consent to our using it.
- Data portability, in certain circumstances.
- Opt out from or objecting to our using it for direct marketing.
- Lodge a complaint with the supervisory authority in your country (if there is one).
You are able to exercise these rights by contacting us using the details set out at in the “How to reach us” section below.
Please visit our cookie policy to learn about how you can also exercise your rights in relation to our use of cookies, web beacons and similar technologies.
To find out more please click here.
How to reach us
If you have any questions about our privacy policy, including any requests to exercise your legal rights in relation to the data we hold on you, then please contact us at GDPR@storedvalue.com.
If your country of residence has a data protection authority, you have a right to contact it with any questions or concerns. If we cannot resolve your questions or concerns, you also have the right to seek judicial remedy before a national court.
Updates to this privacy policy
We will update this policy from time to time to reflect changes in our business. We will inform you of these changes as required under applicable laws.
SVS Europe Privacy Policy (Long Form)
This policy was lasted updated on 06 May 2024.
At Stored Value Solutions International B.V. (Netherlands), through our affiliates Stored Value Solutions GmbH, Stored Value Solutions UK Limited, and Stored Value Solutions France SAS (collectively, “SVS”, “we”, “our” or “us”), we respect your privacy. We have implemented this privacy policy to outline how SVS uses personal data relating to its customers, prospective customers, web users and other individuals who interact with us.
If you are applying for a role at one of our companies, then please see our dedicated job applicant privacy policy instead.
SVS considers your privacy to be important. We are committed to protecting the privacy of the information you provide to us, including your personal data. This policy describes the types of personal data we collect, how we use that data, with whom we share it, the choices you can make about our use of such data, your privacy rights and how the law protects you. We also describe the measures we take to protect the security of your personal data and how you can contact us about our privacy practices.
Who we are
To understand who your data controller is please see the section entitled “How to reach us”.
We have appointed a representative who is responsible for overseeing questions in relation to our privacy policy and how we handle your personal data. Details about how to contact this representative can be found in the “How to reach us” section of this privacy policy.
Information we collect
You may choose to provide personal data to us in connection with a relationship or potential relationship with us for gift card processing or related services or we may collect it via other means. The data we collect about you may include:
- Contact information
- Login details
- Financial information
- Know your client information
- Content you provide to us
- Technical information about your device and website usage
- Transaction history
- Information about your characteristics and preferences
Contact information
If you are a customer of ours or otherwise interact with us (e.g. through our website) then we will collect certain basic contact information about you. This may include your name, postal address, email address, phone number and fax number.
In the event that you are a representative or employee of one of our customers then we may also collect the name of your employer/the company you represent, your role at the company and job title.
Login details
If you have an online account with us, then we will store your username and password in order to manage your access to our platforms.
Financial information
This may include your name, address, date of birth, home phone number, personal tax identification number, and personal financial statements if you are considered a new or small business and we conduct a credit review.
Know your client information
If you are a director or beneficial owner of a prospective customer then we may capture and use your personal data to conduct credit and anti-money laundering checks.
Please bear in mind that we may collect and consult your personal data in public registers and public sources (e.g. via the internet) as part of the know your client process.
Content you provide to us
For instance, you may get in touch with us via our website or by telephone, we may email you or vice versa or you may send us feedback via a survey form.
Technical information about your device and website usage
If you use our website or mobile applications then we will install certain cookies and web beacons on your device. The details of how we use these technologies is further outlined in our cookie policy.
Through cookies, web beacons and similar technologies we may collect details about your device, such as IP address, internet browser type and operating system. We may also collect information about your browsing activity, such as how you use our website, the pages you have visited, the date and time of each visit and the URLs of any websites that re-directed you to our website.
Transaction history
If you are a customer, then we will collect records of your transactions using our gift card services.
Information about your characteristics and preferences
We may collect certain details about you and your preferences (as a prospective customer, customer and/or card holder). This may include your purchasing behaviour and preferences.
How we collect your information
We use different methods to collect data from and about you, depending upon the nature of our relationship. This may include through direct interactions we have with you, through the use of automated technologies (e.g. cookies) and from your employer, third parties or publicly available sources.
Direct interactions
You may provide us with your data by completing forms (e.g. through our website) or by corresponding with us by post, phone, email or otherwise. This includes data you provide when you:
- Ask for information on a product or service on our website or through one of our sales associates.
- Create an account on our websites or service portals.
- Sign up to receive information (e.g. subscribe to our email marketing list).
- Participate in promotions or surveys.
- Provide us with feedback.
- Otherwise communicate with us.
Automated technologies
In connection with certain services, decisions may be made by automated means. This means we may automatically decide that a request is fraudulent. You have rights in relation to automated decision making: if you want to know more please contact us at GDPR@storedvalue.com.
If we, or a fraud prevention agency, determine that your request is fraudulent, we may refuse to provide the services requested. As you interact with our website, we may automatically collect technical information about your equipment, browsing actions and patterns. We collect this personal data by using cookies, and other similar technologies. We may also receive technical data about you if you visit other websites employing our cookies. Please see our cookie policy for further details.
Third party or publicly available sources
We may receive personal data about you from various third parties and public sources, including credit institutions and commercial information services. For further details about the third parties that SVS may collect and provide your personal data to see the section of this privacy policy entitled ”Data we share and receive”.
How we use your data
Depending on the nature of our relationship with you, we may use your data to:
- Respond to your request for more information.
- Process an application for an account you apply for.
- Provide the services our customers have signed up for.
- Process your transactions.
- Administer your online account.
- Protect ourselves against fraud and money laundering, verify your identity and to detect, investigate and prevent crime.
- Carry out checks in relation to your creditworthiness.
- Provide you with information about our products and services.
- Allow you to participate in interactive features e.g. via the website such as via our live chat function, if applicable.
- Operate, evaluate and improve our business.
- Perform analysis (including anonymisation) of your data.
- Comply with our legal obligations, applicable industry standards and our policies.
- Administer the contracts with our customers, including to update contracts and to correspond with our customers about our services and the contracts.
- Other ways which we notify you of at the time of its collection or use.
The table below sets out further information about the purposes for which we use data about you, with the corresponding categories of data processed in each case and the legal basis that we rely upon for its use.
Purpose | Categories of data processed and legal basis for processing |
Process an application for a customer account
|
Categories of data processed
Legal basis It is in our legitimate business interests to process your personal data as part of the customer application process. |
Provide the services our customers have signed up for
|
Categories of data processed
Legal basis It is in our legitimate business interests and in the legitimate business interests of our customers to process your personal data as part of the customer application process and as part of the services, including to correspond with you about the contract and the services being provided to our customers. |
Administer our customer’s online accounts
|
Categories of data processed
Legal basis It is in our legitimate interests to administer and manage the account of our customer as provided for under our contract with our customer. |
Protect ourselves against fraud and money laundering, verify your identity and to detect, investigate and prevent crime.
|
Categories of data processed
Legal basis It is necessary for compliance with legal obligations to which we are subject to. |
Provide you with information about our products and services
|
Categories of data processed
Legal basis We will only send you information about our products and services if you have consented to receiving them or based on our legitimate interests (where we are permitted to do so under applicable law). |
Allow you to participate in interactive features
|
Categories of data processed
Legal basis It is our legitimate business interest to provide such features which you may choose to take up for your enjoyment and convenience. |
Operate, evaluate and improve our business, products and services
|
Categories of data processed
Legal basis It is our legitimate business interest to review and improve our business, products and services to ensure that customer satisfaction is as high as possible. We will conduct data analyses (including benchmarking and reporting to enable us to do so). |
To share information with third parties
|
Categories of data processed
Legal basis It is our legitimate business interest to share your personal data with trusted third parties. We may share your personal data with third parties who provide us with services relevant to our business, such as those outlined in the “Data we share and receive” section of this privacy policy. In the case of third party marketing we only share your personal data if you have provided consent. |
Comply with our legal obligations, applicable industry standards and our policies
|
Categories of data processed
Legal basis It is necessary for compliance with legal obligations to which we are subject. |
Administer the contracts with our customers, including to update and to correspond with our customers about our services and the contracts
|
Categories of data processed
Legal basis It is in our legitimate business interests and those of our customers to correspond with our customers (via you) in relation to their contract, any updates to such contracts (whether to reflect updates to the services or the law) and to correspond with them about the services.
It is necessary for compliance with legal obligations to which we are subject.
|
Defend ourselves against or issue legal claims
|
Categories of data processed
Legal basis It is our legitimate business interest to defend ourselves against and issue legal claims. |
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We may also share your personal data with third parties in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets, along with its professional advisers.
If we use your personal data in ways that are not described above, we will provide you with notice of this before doing so.
Data we share and receive
We do not sell or otherwise disclose your data, except as described in this privacy policy. We may share your data with the following parties:
- Other members of the SVS Group.
- Providers of transaction services, such as payment processors and other suppliers to assist with the transactions and administration of the services.
- Providers of fulfilment services, customer support services, and eCommerce services.
- Marketing and data analytics companies.
- Our commercial partners who sell similar or related products and services.
- Partners who provide features on our websites.
- IT suppliers.
- Risk and fraud prevention agencies and monitoring providers.
- Our insurers and professional advisers.
- Regulators and other government agencies including, but not limited to, public authorities, regulators, the police and other law enforcement agencies.
- Any company to whom we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets, along with its professional advisers.
We do not authorise any third parties that we share data with to use or disclose your data except as necessary to perform certain services on our behalf or to comply with legal requirements. We require these third parties, through our contractual arrangements with them, to appropriately safeguard the privacy and security of the data they process on our behalf.
We may also receive data about you from the following third parties:
- Social media platforms.
- Your employer.
- Our commercial partners.
- Public databases.
- Regulators and other government agencies.
If you would like to receive a full list of our suppliers and other third parties who we share your data with or receive your data from then you can get in touch with us using the details provided in the section “How to reach us?”.
Where your data may be sent
As with any multinational organisation, we are often required to transfer data internationally. Accordingly, your personal data may be transferred globally (if your data is collected within the European Union, this means that your data may be transferred outside of it). This includes transfers that have been identified in the previous section “Who do we share your data with and for what purposes”.
When using personal data as described in this privacy policy, it may be transferred either within or outside the country or territory where it was collected, including to a country, territory or international organisation that may not have EU equivalent data protection standards.
For example, we may transfer your personal data to our vendors based outside the European Union. In all cases, the transfer will be on the basis of a European Commission adequacy decision or we will implement adequate measures, for example the EU Model Contracts, and including appropriate security measures, for the protection of personal data in those countries, territories or international organisations in accordance with applicable data protection laws. If you would like more information about any of the data transfer measures on which we rely please contact us using the details provided in the section “How to reach us”?.
How we keep your information secure
SVS will take appropriate technical and organisational security measures to secure your personal data and to protect it from loss, misuse or alteration. Personal data that we hold about you is stored on our secure servers or those of our appointed suppliers. Our web pages that collect your data are secured with Secured Socket Layers (SSLs).
Where we have given you (or where you have chosen) a password which enables you to access certain services we provide, you are responsible for keeping this password confidential. We ask you not to share this password with anyone.
SVS maintains an information security program that is designed to:
- Secure and maintain confidentiality of your personal data.
- Protect against anticipated threats or hazards to security or integrity of your data.
- Protect against unauthorised access to or use of your data that could result in substantial harm or inconvenience to you or your entity if compromised.
- Comply with applicable laws.
How long we may keep your data
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.
To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.
Details of retention periods for different aspects of your personal data can be requested by contacting us at GDPR@storedvalue.com.
In some circumstances you can ask us to delete your data, please see “Your Rights and Choices”.
In some circumstances we may anonymise your personal data (so that it can no longer be associated with or be used to identity you) for research or statistical purposes in which case we may use such data indefinitely without further notice to you.
Children’s privacy
SVS’ websites are not intended for use by children, especially those under the age of 18. No one under the age of 18 should provide any personal data or participate in any forums, chats, or online discussions. Minors under the age of 18 are prohibited from applying for emails, newsletters and/or products or services, on our websites. If we identify that we have received any such personal data we will delete it.
Your rights and choices
You may have some or all of the following rights in respect of personal data about you that we hold:
- Request us to give you access to it.
- Request us to rectify it, update it, or erase it.
- Request us to restrict our using it, in certain circumstances.
- Object to our using it, in certain circumstances.
- Where legally possible, withdraw your consent to our using it.
- Data portability, in certain circumstances.
- Opt out from or object to our using it for direct marketing.
- Lodge a complaint with the supervisory authority in your country (if there is one).
You are able to exercise these rights by contacting us using the details set out at in the “How to reach us” section below.
Please visit our cookie policy to learn about how you can also exercise your rights in relation to our use of cookies, web beacons and similar technologies.
You have the rights set out in the table below:
Right in respect of the data about you that we hold | Further detail (note: certain legal limits to all these rights apply) |
|
This is confirmation of:
On your request we will provide you with a copy of the data we hold. |
|
This applies if the data we hold is inaccurate or incomplete. |
|
This applies if:
|
|
This right applies, temporarily while we look into your case, if you:
(if you make use of your right in these cases, we will tell you before we use the data again). This right applies also if:
|
|
You have two rights here:
|
|
This right applies to any data which we have collected and process based on your consent.
You have the right at any time to withdraw the consent you have provided to us. |
|
This right applies:
If both (i) and (ii) apply, you have the right to receive the data back from us in a commonly used format, and the right to require us to transmit the data to someone else if it is technically feasible. |
|
Each European Union country must provide for one or more public authorities for this purpose.
You can find their contact details here: European Consumer Centres Network – ECC Net – European Commission (europa.eu) |
How to reach us
If you have any questions about our privacy policy, including any requests to exercise your legal rights in relation to the data we hold on you, then please contact us at GDPR@storedvalue.com.
If your country of residence has a data protection authority, you have a right to contact it with any questions or concerns. If we cannot resolve your questions or concerns, you also have the right to seek judicial remedy before a national court.
Updates to this privacy policy
We will update this policy from time to time to reflect changes in our business. We will inform you of these changes as required under applicable laws.